OKX Europe pays a 2% bonus, shown as 8% APR, on crypto deposits in six countries until 10 December

A deposit bonus for any crypto in six countries

OKX announced a new European deposit bonus on its official X account on 10 November 2026. Customers in France, Spain, Italy, Poland, Sweden and Belgium can earn a bonus on eligible crypto deposits, paid over three months, worth up to EUR 3,500 in USDC. The offer runs until 10 December.

Unlike the earlier OKX Europe rounds, which only rewarded USDT that was moved in and converted to USDC, this campaign is called Deposit any crypto. The campaign page says any token deposited on-chain from an external wallet or another exchange can count, starting from EUR 10. The offer is run by OKX Europe Ltd, the group's Malta-licensed entity.

What the 8% really means

The headline figure needs a closer look. The campaign terms say the reward is a fixed 2% match on eligible deposits, with no tiers. OKX presents that 2% as an annualised rate of up to 8%, calculated without compounding over the roughly three-month payout period, and the terms state that the 8% is illustrative and does not change the fixed 2% reward.

In practice, a EUR 10,000 net deposit earns about EUR 200 worth of USDC in total, not EUR 800. The EUR 3,500 maximum is reached at EUR 175,000 of eligible deposits, which is also the most the campaign counts. OKX also says the bonus is a promotion, not interest, not an OKX Earn product and not a guaranteed yield.

Which deposits count

To take part you need advanced identity verification on your main OKX account, and you must click Opt-in on the campaign page and see the button change to Deposit now before you deposit. Only new on-chain crypto deposits credited after that point count. Euro or other cash deposits, SEPA and card payments, crypto bought with Apple Pay or Google Pay, internal transfers and OKX CeDeFi trades are all excluded, and crypto already in the account before opting in does not qualify.

The bonus is based on net deposits: what you bring in minus everything you take out during the campaign. OKX counts any transfer out as a withdrawal, including to another OKX user, another exchange, OKX Wallet, an external wallet or OKX Pay. Being resident in one of the six countries does not guarantee access, and customers already placed in another Deposit Bonus track or an affiliate campaign may be excluded.

Seven payouts until March, if the balance stays

The reward is paid in USDC in seven instalments, about every two weeks, from 17 December 2026 to 11 March 2027, each worth one seventh of the total. To receive each one, your account balance has to stay at or above the eligible deposit recorded for the campaign. If it falls short, that payout is missed unless you top up the difference before the payout date. Withdrawing a reward you have already received also lowers the balance.

OKX says trading with the deposited funds is allowed: price swings, trading losses and even liquidations do not reduce the payout, only withdrawals do. That still leaves the deposited crypto exposed to the market for four months, and OKX can disqualify accounts for multiple-account use, reward farming, wash trading or recycling funds.

Our take

This is a 2% bonus spread over about four months of holding, and it is only worth it for crypto you already planned to keep on OKX until March. Opt in before you deposit, check that the asset and network you use are supported, and remember that a single withdrawal can cost you one or more payouts. The OKX code on this page is a separate fee discount for new accounts and does not enrol you in the deposit bonus.