OKX CardDiscount code

20% off eligible OKX trading fees

OKX Card referral code: TRADEOFF20. Sign up with this code to get 20% off eligible OKX trading fees.

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At a glance

What changed
OKX Card is live in the US: 2% to 10% cashback in USDG, no FX fees, backed by your stablecoins.
Who it affects
US customers with USDC, USDT or USDG in an OKX Pay wallet.
When
Announced live on 2 November 2026 at 17:28 UTC (18:28 in Amsterdam).

From waitlist to live

OKX Card is now available in the United States. In a post on its official X account at 17:28 UTC on Monday 2 November 2026 (18:28 in Amsterdam), OKX said the card is live in the US, with 2% cashback on eligible USDG purchases and rates reaching 10% at the highest tier. It also said the card has no FX fees and is backed by your stablecoins.

When we covered the US version on 23 October, the card page only let you log in and join a waitlist. The same page now shows a Get my card button, so US customers can apply directly instead of waiting for an invite.

How the card works

You keep USDC, USDT or USDG in your OKX Pay wallet and tap to pay with Apple Pay or Google Pay wherever Mastercard is accepted. Your stablecoins are not sold at checkout. They are reserved as collateral against what you spend until the bill is settled.

OKX gives two ways to repay. Autopay settles each transaction automatically and is the only route that earns cashback on USDG purchases. Manual repayment lets you pay from a linked USD balance within the payment window, earns no cashback, and any unpaid amount is settled from your reserved stablecoins. The billing cycle runs every 28 days.

Cashback tiers and a subscription bonus

The five tiers are the same as on the waitlist page. Everyone starts at Classic, with 2% cashback paid in USDG on up to $2,500 of eligible monthly spend and a $50 monthly cap. Infinite, the top tier, pays 10% on up to $15,000 a month with a $1,500 cap. Your tier is set by your OKX VIP level, your 30-day average OKX Pay balance or your 30-day card spend, whichever is highest.

New on the live page is a subscription rebate: OKX lists automatic rebates on OpenAI, Claude and Netflix payments of up to $20 per month. The card is issued by WebBank, and OKX notes that its products may not be available in every jurisdiction.

Our take

The headline 10% needs a large balance or VIP 4 status, so most people will start at 2%. To get any cashback you have to spend USDG and keep Autopay on, which is the key detail to check before you apply. The OKX code in the boxes on this page is a general trading-fee offer and is not part of the card rewards.

OKX CardDiscount code

20% off eligible OKX trading fees

Join OKX with TRADEOFF20

OKX Card referral code: TRADEOFF20. Sign up with this code to get 20% off eligible OKX trading fees.

Affiliate link. We may earn a commission, at no extra cost to you.

Conditions

Card cashback is a separate benefit. The code does not change card pricing or establish eligibility for EU products.

The code and partner link have no expiry. Campaign dates, benefits and eligibility are separate and may change. Check the provider’s current terms before signing up.

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