BaseDiscount code
10% off eligible swap fees
Base referral code: 2ZTS468P. Sign up with this code to get 10% off eligible swap fees.
Affiliate link. We may earn a commission, at no extra cost to you.
At a glance
- What changed
- A welcome offer of 10% APY rewards on USDC for 30 days, with one free month of Coinbase One.
- Who it affects
- New Coinbase members. Coinbase did not say which countries are included.
- When
- Coinbase announced it at 16:59 UTC on Wednesday 4 November 2026 (17:59 in Amsterdam).
What Coinbase announced
Coinbase posted on its official X account at 16:59 UTC on Wednesday 4 November 2026 (17:59 in Amsterdam) that new Coinbase members can earn 10% APY rewards on USDC for their first 30 days, with a free month of Coinbase One. The short video in the post repeats the same line: earn 10% APY rewards on USDC for your first 30 days, with a free month of Coinbase One.
The pitch is simple: a dollar sitting idle in a bank account earns nothing, so put it to work in USDC instead. The post did not link to a separate offer page, and it did not say which countries the welcome offer covers or how much USDC qualifies for the higher rate.
How the boost works and what happens after 30 days
Coinbase's terms for its Coinbase One USDC APY boost explain the general mechanics. The boosted rate lasts for the promotional period shown in the offer details, and after that period ends, rewards go back to the standard USDC rewards rate available to you. Coinbase also says the incentive is a limited-time offer that it can change, pause or withdraw at any time.
In practice, that means the 10% figure is a 30-day welcome rate, not a permanent yield. Because the free Coinbase One month is part of the deal, it is also worth checking whether you want to keep paying for the membership once the free month runs out, because the membership renews at its normal price unless you cancel.
Our take
A 10% rate for 30 days is a strong welcome offer, but the real value depends on how much USDC you park and whether you stay with Coinbase One afterwards. Read the offer details in the app before depositing, set a reminder for the end of the free month, and if you prefer to hold USDC in your own wallet, a self-custody option such as Phantom is shown below.
PhantomPartner offer
10% of trading fees back for 3 months
Phantom referral code: findcodes. Sign up with this code to get 10% of trading fees back for 3 months.
Affiliate link. We may earn a commission, at no extra cost to you.
Conditions
New users who sign up in the Phantom mobile app with this code get 10% of their own eligible trading fees back for three months from signup. Codes apply only at mobile-app signup and cannot be added later. Rebates are paid in CASH to the Phantom Cash balance after a $1 minimum; ID verification may be required. Perps and prediction markets are not available in every region; program terms apply and Phantom may change rates or end the program. Perps are unavailable in the US, UK and US-sanctioned jurisdictions; prediction markets are unavailable in the US, UK, Germany and sanctioned jurisdictions. Program eligibility depends on jurisdiction under the referral terms.
The code and partner link have no expiry. Campaign dates, benefits and eligibility are separate and may change. Check the provider’s current terms before signing up.
